VA loans
Published on
April 16, 2025

60% VA Disability Benefits in 2025: Monthly Compensation, Life-Changing Support, & Housing Opportunities

min read

If you’ve been rated at 60% VA disability, you’re entitled to more than a monthly check. This rating opens the door to valuable federal benefits, including housing support, healthcare access, and financial empowerment. Whether you're exploring VA loan eligibility or seeking to maximize your earned benefits, this guide outlines the essential programs available in 2025 and helps you understand how to use them.

Key Benefits of a 60% VA Disability Rating

  • Monthly Compensation (2025): $1,361.88 for a single veteran with no dependents
  • With spouse only: $1,471.88
  • With spouse + 1 child: $1,568.88
  • Additional compensation for dependent children or parents

Note: All compensation amounts are tax-free and reflect official VA Disability Compensation Rates for 2025.

More Than Just a Number

A 60% VA rating often reflects serious ongoing conditions such as PTSD, chronic pain, or limited mobility. Beyond the number, this rating is about restoring stability, regaining independence, and unlocking benefits that improve long-term quality of life.

Health Care Benefits at 60%

Veterans rated at 60% qualify for:

  • VA Priority Group 2 health care: Free VA health care for service-connected conditions
  • Prescription coverage and mental health services
  • Travel reimbursement for medical appointments
  • In some cases, dental care and prosthetics.

Coverage varies by location, so coordinate with your local VA facility.

Education & Career Opportunities

  • Veteran Readiness & Employment (VR&E): Supports retraining or transitioning into new careers
  • Education benefits for family members: In select states, spouses or children may qualify for tuition support

Commissary, Travel, and Exchange Privileges

  • Space-Available (Space-A) military travel: Some 60%+ veterans qualify
  • Commissary and Exchange access for eligible veterans

Can You Buy a Home with a 60% VA Disability Rating?

Short answer: Yes.

VA loan benefits are not limited to those with 100% disability ratings. At 60%, you qualify for:

  • $0 down payment
  • No Private Mortgage Insurance (PMI)
  • Reduced or waived VA funding fee, based on your disability status
  • Competitive interest rates

Housing Adaptation & Tax Assistance

  • Specially Adapted Housing (SAH) grants: May be available for qualified mobility challenges
  • Temporary Residence Adaptation (TRA)
  • State-based property tax exemptions: Vary by location and rating

Investing as a Veteran with 60% Disability

Owning a home is one step. Growing wealth through real estate investing is the next.

reAlpha is a veteran-friendly home-buying platform offering:

  • Commission-free home-buying opportunities
  • Veteran-focused co-home-buying programs
  • National property access and educational support

Explore smarter home-buying with reAlpha and turn your benefits into long-term financial assets.

Civilian vs. Veteran Benefit Comparison


FeatureRegular Civilian60% Disabled Veteran
VA Loan AccessNo access$0 Down Available
Real Estate InvestingFees & risksCommission-Free via reAlpha
Monthly PayNone$1,361.88+ (Tax-Free)
Health CoveragePrivate insurance VA + Possible Medicare

FAQs (Voice Search Optimized)

What does 60% VA disability entitle you to?

Monthly tax-free compensation, VA health care, education support, and home loan eligibility.

Can you get a VA loan with 60% disability?

Yes. You qualify for all VA loan benefits, including $0 down and potential fee waivers.

Can 60% of VA disability be increased?

Yes. Submit VA Form 21-526EZ and new medical evidence to request a rating increase.

How much is 60% VA disability in 2025?

$1,361.88/month for a single veteran. Increases with dependents.

Can you work with a 60% VA rating?

Yes, unless receiving Total Disability Individual Unemployability (TDIU), which limits employment.

Final Word: Claim What You’ve Earned

You didn’t ask for your service-connected disabilities—but you earned these benefits.

Your 60% rating is not the end of the road—it's the foundation for financial independence and stability.

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