VA loans
Published on
April 16, 2025

60% VA Disability Benefits 2025 | Monthly Pay + VA Loan Access

min read
Veteran with 60% disability exploring housing options, symbolizing VA benefits like monthly pay, healthcare, and loan eligibility.

Are you wondering, "How much is 60% VA disability?" It’s more than just a number—it's a life-changer. In 2025, a 60% VA disability rating unlocks $1,361.88/month tax-free (or more with dependents), plus VA loans with $0 down, powerful healthcare access, and investment-ready housing support. Let's break down every benefit you've earned.

2025 VA Disability Compensation Table


Family Situation
Monthly Compensation (2025)
Notes
Single Veteran
$1,361.88
Tax-free, adjusted annually
With Spouse
$1,471.88
Add $110 for spouse
With Spouse + 1 Child$1,568.88Additional per-child pay available

Key Benefits of a 60% VA Disability Rating

  • Monthly Compensation (2025): $1,361.88 for a single veteran with no dependents
  • With spouse only: $1,471.88
  • With spouse + 1 child: $1,568.88
  • Additional compensation for dependent children or parents

Note: All compensation amounts are tax-free and reflect official VA Disability Compensation Rates for 2025.

Understanding State Tax Breaks & Adaptation Grants

Is there a property tax exemption for 60% VA disability?
Many states offer partial to full exemptions based on your VA rating.

Can I adapt my home with VA help?
Yes—apply for SAH or TRA grants to modify homes for mobility needs.

See state-specific veteran tax benefits

More Than Just a Number

A 60% VA rating often reflects serious ongoing conditions such as PTSD, chronic pain, or limited mobility. Beyond the number, this rating is about restoring stability, regaining independence, and unlocking benefits that improve long-term quality of life.

Health Care Benefits at 60%

Veterans rated at 60% qualify for:

  • VA Priority Group 2 health care: Free VA health care for service-connected conditions
  • Prescription coverage and mental health services
  • Travel reimbursement for medical appointments
  • In some cases, dental care and prosthetics.

Coverage varies by location, so coordinate with your local VA facility.

Education & Career Opportunities

  • Veteran Readiness & Employment (VR&E): Supports retraining or transitioning into new careers
  • Education benefits for family members: In select states, spouses or children may qualify for tuition support

Commissary, Travel, and Exchange Privileges

  • Space-Available (Space-A) military travel: Some 60%+ veterans qualify
  • Commissary and Exchange access for eligible veterans

Can You Buy a Home with a 60% VA Disability Rating?

Short answer: Yes.

VA loan benefits are not limited to those with 100% disability ratings. At 60%, you qualify for:

  • $0 down payment
  • No Private Mortgage Insurance (PMI)
  • Reduced or waived VA funding fee, based on your disability status
  • Competitive interest rates

Housing Adaptation & Tax Assistance

  • Specially Adapted Housing (SAH) grants: May be available for qualified mobility challenges
  • Temporary Residence Adaptation (TRA)
  • State-based property tax exemptions: Vary by location and rating

Investing as a Veteran with 60% Disability

Owning a home is one step. Growing wealth through real estate investing is the next.

reAlpha is a veteran-friendly home-buying platform offering:

  • Commission-free home-buying opportunities
  • Veteran-focused co-home-buying programs
  • National property access and educational support

Explore smarter home-buying with reAlpha and turn your benefits into long-term financial assets.

Civilian vs. Veteran Benefit Comparison


FeatureRegular Civilian60% Disabled Veteran
VA Loan AccessNo access$0 Down Available
Real Estate InvestingFees & risksCommission-Free via reAlpha
Monthly PayNone$1,361.88+ (Tax-Free)
Health CoveragePrivate insurance VA + Possible Medicare

FAQs (Voice Search Optimized)

What does 60% VA disability entitle you to?

Monthly tax-free pay, healthcare, VA loan access, and education benefits.

Can you get a VA loan with 60% disability?

Yes—you qualify for $0 down, waived fees, and top interest rates.

How much is 60% VA disability in 2025?

$1,361.88/month for a single vet. Add more for dependents.

Can 60% VA disability be increased?

Yes—submit VA Form 21-526EZ with medical updates.

Can you work with a 60% VA rating?

Yes, unless you're on TDIU (Total Disability Individual Unemployability).

Turn Your VA Benefits into Financial Freedom

You didn’t choose the challenges, but you earned every benefit. With your 60% VA disability rating, you have the power to:

  • Own a home
  • Invest smartly
  • Secure healthcare
  • Build lasting wealth

Ready to buy smarter? Start with reAlpha—the veteran-first platform making homebuying commission-free.

Explore VA mortgage options
Get VA loan pre-approved
Understand VA disability ratings

Find your home. Build your legacy.

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